Editor's Top Pick
CardSight Rating: 5.0/5.0 ★★★★★
Discover it™

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  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up tomidnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • * Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
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Intro APR Intro Balance Transfer APR Regular APR Annual Fee Balance Transfers Credit Needed
0% on purchases for 6 Mo.* 0% for 18 months* 10.99% - 22.99% (Variable)* $0* Yes* Excellent*

Editor's Review: Discover it® is this month's best credit card and offers you a number of admirable benefits, including no annual fee, a zero percent introductory APR on both balance transfers (18 months!) and all new purchases (6 months), and a great 5% cash back reward for all purchases in certain categories. Throw in 24/7 access to a personal account manager and you’ve got one of the best credit card deals you are going to find anywhere!

Please read the CardSight FULL REVIEW for more details on the Discover it® credit card.

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Whether you want a 0% APR 18 month balance transfer credit card or earn points with a travel reward card for a fabled vacation, CardSight is a unique credit card comparison website because we provide both mini and full editorial reviews on hand selected cards in various categories--providing the acumen and advice you need to make the best credit card decision for your needs. We not only provide credit card reviews on popular cards, but we also offer a robust comparison tool for all available credit cards. All of this is free and designed to give you the finest information to help you find and apply for the best credit card for your needs. A wide disparateness of cards are reviewed, such as the Best Buy credit card, Barclaycard Rewards Mastercard, and the Discover Card.

Apply for credit cards with special low interest introductory offers. Learn when to vary between using cash and credit cards for best rewards, and how credit card processing affects your credit score. Find the top credit card issuers for small business, students, people with bad credit, and for those with good credit seeking 0 % APR credit cards. CardSight is your vital resource for choosing and applying for the best credit cards.

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