The Best 0% Balance Transfer Credit Cards for 2013:

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Transferring a balance from a high interest rate credit card to a low interest rate card is one of the best financial moves you can make, potentially saving you hundreds of dollars a year--but choosing among the dozens of balance transfer credit cards available on the market today can be difficult. Everyone’s financial situation is unique, so it is important to find a balance transfer card with features that meet your specific needs. more »

Top 9 Balance Transfer Credit Cards for 2013:

CardSight has researched the best balance transfer cards and we provide a short mini-review for each below. Most of the cards listed below offer 0% APR on all balance transfers and purchases for at least six months, and up to 15-18 months. Many offer no or low annual fees, and some plans even waive the balance transfer fees!

Note: For our full listing of balance transfer cards & features, see All Balance Transfer Cards

Discover it® Card (18 Month 0% Balance Transfers*)

Discover it™
The new Discover it® Card, with 0% for 18 months on balance transfers*, is THE best card you can for balance transfers and rewards! There are two versions on the card. This one is ideal for balance transfers since you get a generous 18 months at 0%* (amazing deal), plus six months of 0% APR on purchases*. Once the intro. period is over, you can expect an APR of between 10.99% and 22.99% (Variable)*. And it’s one of the most giving rewards cards, with 5% cash back on purchases*. Plus it has no annual fee*. Awesome. See our Full Review of the Discover it® Card for more details, or click 'Apply Now' to get started enjoying these benefits!
CardSight Rating: 5.0/5.0 ★★★★★
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Discover it® Card (14 Month 0% Balance Transfers & Purchases*)

Discover it™
Another great version of the previous card, this Discover it® Card is a versatile balance transfer card--and a very popular credit card because of its reward system and low fees. You can expect 0% APR on both balance transfers AND purchases for 14 months and then an APR of between 10.99% and 22.99% (variable*), along with no annual fee*! And it’s a rewards card, giving you 5% cash back on categories which rotate every three months. Cool! See the Discover it® Card application page for more details.
CardSight Rating: 4.9/5.0 ★★★★★
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BarclayCard® Rewards MasterCard® - Good Credit

Barclaycard® Rewards MasterCard® - Excellent Credit
The BarclayCard® Rewards MasterCard® is a great balance transfer credit card, offering 0% APR for 6 months on both balance transfers AND purchases--plus great rewards: Earn two points for every $1 spent on gas, grocery, and utility purchases; earn one points per $1 spent everywhere else. You can use the points like cash for any of your purchases. Plus NO blackout dates, annual fee, redemption fees, or limit on the number of points you can earn! The BarclayCard® Rewards MasterCard® Excellent Credit Version is a great choice if you credit is in top shape as it provides up to 10,000 bonus points. We also offer a Full Review of the good credit version.
CardSight Rating: 4.7/5.0
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U.S. Bank FlexPerks® Travel Rewards Visa® Signature® card

U.S. Bank FlexPerks® Travel Rewards Visa® Signature® card
This US Bank Card is a Visa® Signature card with the perks of giving you extra reward for donating, using your cell phone, and much more. This upscale credit card rewards those who spend more and the card offers luxury service options to the cardholder. With 0% intro. APR on balance transfers for twelve billing cycles period, you are in good shape with this beauty. It quickly accumulates points, providing one FlexPoint for every $1 of eligible net purchases charged. These points can be used toward travel rewards, merchandise, gift cards, or statement credit.
CardSight Rating: 4.5/5.0
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U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card
This US bank card is a high credit limit card with a lower APR. It offers a 0% APR on balance transfers for twelve months and the same deal on purchases. Expect the rate after that to range between 9.99% and 23.99% (variable). It’s a solid credit card that is great for people who want to graduate from their card with less features. For more details, please see our Full Review on the U.S. Bank Visa® Platinum Card.
CardSight Rating: 4.0/5.0
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Virgin America Visa® Signature Card

Virgin America Visa® Signature Card
The Virgin America Visa® Signature Card is both a fantastic 0% APR balance transfer card, with a 15 month intro. period after account opening* AND it's an exceptional travel rewards card. Once the introductory period is over, the regular, variable APR is 15.99% or 24.99%*. However, where this card shines is in it's rewards: Up to 15,000 bonus points on qualifying transactions can be earned; you get 3 Points for every $1 spent on Virgin America purchases--and 1 point for every $1 spent on all other purchases. You also get $150 off a companion Virgin airline ticket every year. There's also no blackout dates for seats purchased using reward points. The only downsides are a slightly higher regular APR and a $49 annual fee--however, if you like travel rewards, then you need to apply for this card! See to the Full Review for more details on Virgin America Visa® Signature Card.
CardSight Rating: n/a (card discontinued)

Want more? Go to All Balance Transfer Credit Cards

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