Student Credit Cards

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The following student credit cards have been specifically tailored to those over 18 and pursuing college or university education. These cards are designed to allow you gradually build your credit history or repair your credit score, with higher credit limits afforded over the years of use. more »

The Best Credit Cards Designed for Students:

For a full listing of student credit cards & features, see: All Student Credit Cards

Discover it® for Students Card

Discover it® for Students

Note: See our Editors Review of this card for full details.

The Discover it® for Students card offers a generous 0% APR on purchases for the first six months*.  After the introductory period, the APR goes up to a variable rate of 12.99 to 21.99 percent*.  Students may find this card to be especially attractive because of its five percent Cashback Bonus on various categories like restaurants, department stores, grocery stores, or gas*.  These categories change from month to month, and students must sign up each month to receive the five percent back on those categories.  The Cashback Bonus on purchases made in Discover’s online shopping mall goes as high as 20 percent with some retailers*!  This card has no annual fee and comes with 24/7 travel assistance and a three percent balance transfer fee*.

The Bottom Line: The Discover it® for Students card earns a 4.8 rating out of five.  Students have the opportunity to learn about using a credit card, and they earn cash back in return for using it to make purchases. There really isn’t anything bad we could say about this card.
CardSight Rating: 4.8/5.0 ★★★★★
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Discover it® for Students $20 Cashback Card

Discover it® for Students

The Discover it® for Students $20 Cashback Card is similar to the features of the Discover it® for Students card, except there is no intro 0% APR period and it offers  a $20 Cashback Bonus® after you make your first purchase within 3 months of card approval*.  Really, this is only an advantage if you know for sure that you will not be needing the 0% 6 month intro APR for purchases that their other student card offers. For most typical student credit card users, there is more advantage in regular Discover it® for Students card.

The Bottom Line: The Discover it® for Students $20 Cashback Card earns a little lower score of 4.6 out of five.  The advantage of $20 really doesn't beat 0% APR for 6 months feature of the standard card.
CardSight Rating: 4.6/5.0 ★★★★★
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