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Chase Sapphire Reserve card image

Chase Sapphire Reserve

Chasetravel
Travel RewardsPoints StrategyPremium TravelFlexible Redemption
CCVI Score
443

Why this card is good

  • Premium travel card that combines strong earning with flexible redemption
  • Works especially well for travelers who redeem points through Chase’s ecosystem
  • Balances premium perks with broad travel usability

Pros

  • Strong travel and dining rewards
  • Flexible points with multiple redemption options
  • Valuable travel protections and credits

Cons

  • High annual fee
  • Value depends on how points are redeemed
  • Overkill for infrequent travelers

Quick facts

Annual fee
$795
Purchase APR
19.49% to 27.99%
Welcome offer
  • Earn 125,000 bonus points after spending $6,000 in purchases in the first 3 months of account opening.
  • No 0% introductory offer for purchases or BT on this card.
Rewards
  • 10X Bonus Points on eligible Peloton equipment and accessory purchases.
  • 8X Bonus Points on all Chase Travel purchases.
  • 5X Bonus Points on eligible Lyft rides.
  • 4X Bonus Points on flights and hotels booked direct.
  • 3X Bonus Points on all dining purchases worldwide.
  • 1X Bonus Points on all other purchases.