CCVI Card Rankings
A consumer-friendly look at CardSight’s Credit Card Value Index (CCVI).
10 cards
The Platinum Card
American Express • $895 annual fee • travel
Frequent TravelersPremium PerksAirport Lounge AccessLuxury Travel
- Delivers premium travel benefits that can outweigh the high annual fee for frequent travelers
- Strong fit for travelers who value perks and experiences over simple rewards earning
- Best used as a lifestyle and travel benefits card, not a daily spending card
CCVI
458
Chase Sapphire Reserve
Chase • $795 annual fee • travel
Travel RewardsPoints StrategyPremium TravelFlexible Redemption
- Premium travel card that combines strong earning with flexible redemption
- Works especially well for travelers who redeem points through Chase’s ecosystem
- Balances premium perks with broad travel usability
CCVI
443
Citi Strata Elite Card
Citi • $595 annual fee • travel
Citi Ecosystem UsersTravel RewardsPremium Cards
- Designed for Citi loyalists looking for premium travel value
- Strong earning potential when paired with Citi’s rewards ecosystem
- Appeals to travelers who prefer Citi’s transfer partners
CCVI
297
Venture X
Capital One • $395 annual fee • travel
Frequent TravelersPremium PerksSimple Travel Rewards
- Premium travel card that can offset its fee through credits and perks
- Simple rewards structure compared to many premium competitors
- Strong option for travelers who want premium benefits without complexity
CCVI
267
Bank of America Premium Rewards Elite
Bank of America • $550 annual fee • travel
Bank of America LoyalistsPremium TravelHigh-Balance Customers
- Designed for high-value Bank of America customers
- Rewards scale meaningfully with Preferred Rewards status
- Appeals to users already invested in the Bank of America ecosystem
CCVI
197
U.S. Bank Altitude Connect Visa Signature
U.S. Bank • $0 annual fee • everyday
No Annual FeeEveryday SpendLight Travel
- Solid rewards without an annual fee barrier
- Good entry point into U.S. Bank’s rewards ecosystem
- Works well for everyday and occasional travel spend
CCVI
176
Blue Cash Preferred Card
American Express • $95 annual fee (waived 1st year) • everyday
GroceriesHousehold SpendingCash Back Rewards
- Strong cash back for everyday household spending
- Particularly valuable for grocery-focused spenders
- Easy-to-understand rewards with predictable value
CCVI
173
Chase Freedom Unlimited Credit Card
Chase • $0 annual fee • everyday
Everyday SpendNo Annual FeeChase Ecosystem
- Excellent no-annual-fee everyday card
- Works especially well when paired with a Chase travel card
- Simple, flexible rewards structure
CCVI
162
Discover it Cash Back
Discover • $0 annual fee • everyday
Rotating CategoriesCash Back OptimizersNo Annual Fee
- High upside through rotating bonus categories
- No annual fee keeps risk low
- Great supplemental card for rewards optimizers
CCVI
153
Key Cashback Credit Card
KeyBank • $0 annual fee • everyday
Simple Cash BackNo Annual FeeEveryday Spend
- Simple cash back with no annual fee
- Easy option for straightforward everyday spending
- Low-friction card for casual users
CCVI
120
Updated January 30, 2026